What if an uninsured motorist hits me in Mexico, am I covered?
If you purchase a full coverage policy (covers physical damage and theft) and an at-fault uninsured motorist hits you, your policy will cover damages to your vehicle and medical payments for you and your passengers up to the stated limits on the policy. A liability-only policy will not cover any damages to your vehicle, but you will have the stated limits of medical payments for you and your passengers.